How do I pay for college at 21?

So I'm 21 years old and even though I file my taxes as an independent, I have to file my FAFSA as a dependent until I'm either 24, married, have a baby, join the military, or both my parents die... I don't see any of these in my immediate future, but I'm reapplying for my financial aid, and I need to take out more in private loans to cover my living expences since I won't be able to work anymore. I go to a private school, so it's kind of pricey. My parents make just enough

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